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"But the pilot program is relatively limited right now, involving a small group of people. The trials' expansion may take more time; it would be a gradual process," said Li, who is head of the blockchain research group of the National Internet Finance Association of China, in an exclusive interview with China Daily on Monday.

"China has been championing modernization as a slogan for more than six decades, but people's understanding and definition of this topic can vary significantly."

"But the mobile payment system in African nations is quite advanced, and as the first Chinese e-commerce company operating in Africa, Kilimall has set up its warehouses in Africa and offers sameday and next-day delivery services," he said. "We aim to cover the entire continent by 2021."

"China has always safeguarded world peace and contributed to global development, and upholds the international order," said the document, titled "New Progress in the Legal Protection of Human Rights in China."

"But taking the long view, fintech companies in general have great potential for development, as they represent new technologies and new business models," he added.